Credit Union

Credit Union - Important Information

Access to this section of the website is provided on a confidential basis, to and for use solely by those parties who have been provided with a right of use access by Davy. The information provided is not investment advice and no Credit Union accessing this Information should treat any of its contents as constituting investment advice. It does not take into account the investment objectives, knowledge and experience or financial situation of any individual Credit Union or group of Credit Unions. You are advised to make an independent commercial assessment of the information contained herein and obtain independent professional advice (including inter alia, investment, legal, financial and tax advice) suitable to the specific circumstances of your Credit Union, before making an investment decision and to only make such decisions on the basis of the investment objectives, experience and resources of your Credit Union. The information does not constitute an offer for the purchase or sale of any financial instruments, trading strategy, product or service. The Information does not purport to be comprehensive, all inclusive or to contain all of the information that you might reasonably require in considering investment decisions.

This web site is made available for the purposes of providing access to information (the “Information”) which may be of interest to your Credit Union. The Information is provided on a confidential basis, to and for use solely by those parties who have been provided with access by Davy. No Credit Union accessing this Information should treat any of its contents as constituting investment advice. It does not take into account the investment objectives, knowledge and experience or financial situation of any particular Credit Union or group of Credit Unions. You are advised to make your own independent commercial assessment of the information contained herein and obtain independent professional advice (including inter alia investment, legal, financial and tax advice) suitable to the specific circumstances of your Credit Union, before making an investment decision, and to only make such decisions on the basis of the investment objectives, experience and resources of your Credit Union.


The Information does not purport to be comprehensive, all inclusive or to contain all of the information that you might reasonably require in considering investment decisions. The Information does not constitute an offer for the purchase or sale of any financial instruments, trading strategy, product or service.


You should be aware that the value of an investment can fall as well as rise.


Tax information where provided, is by way of general guidance only and is neither exhaustive nor definitive and is subject to change without notice. It is not a substitute for professional advice. You should consult your tax advisor about the rules that apply in your specific circumstances.


We are not liable for any loss you may suffer as a result of your use of interpretation of information provided on or through our website. Some of the information contained on the website may have been prepared by third parties and/or obtained from published sources. While such sources are believed to be reliable, Davy shall have no liability, contingent or otherwise, to the user or to third parties, for the quality, accuracy, timeliness, continued availability or completeness of same, or for any special, indirect, incidental or consequential damages which may be experienced because of the use of the data or statements made available herein. No warranty or representation, express or implied, is or will be provided by Davy or any of its shareholders, subsidiaries or affiliated entities or any person, firm or body corporate under its control or under common control or by any of their respective directors, officers, employees, agents, advisers and representatives, all of whom expressly disclaim any and all liability for the contents of, or omissions from this Information and for any other written or oral communication transmitted or made available to the recipient. Davy gives no undertaking to provide investors or prospective investors with access to any additional information or to update this Information, or to correct any inaccuracies in it which may become apparent. The availability of this Information shall not be deemed to form any commitment on the part of Davy to proceed with any transaction with any prospective investor or any other party.


Neither Davy nor any of its shareholders, subsidiaries, affiliated entities or any person, form or body corporate under its control or under common control or their respective directors, officers, agents, employees, advisors, representatives or any associated entities (each an “Indemnified Party”) will be responsible or liable for any costs, losses or expenses incurred by investors in connection with the Information provided. You indemnify and holds harmless Davy and each Indemnified Party for any losses, liabilities or claims, joint or several, howsoever arising, except upon such Indemnified Party’s bad faith or gross negligence. The maximum liability of Davy collectively with each and all Davy Related Party(ies) for any and all claims in aggregate shall not in any circumstances exceed the higher of (i) four times the amount of the fees actually paid by you to Davy in the 12 month period prior to the event(s) giving rise to the claim or (ii) the amount of €50,000.00 (fifty thousand euro) whichever is the higher. Davy and each Indemnified Party shall have no liability or obligation for any direct or indirect consequential loss after the first anniversary following the provision of the Information.


This Information has been made available on the express understanding that it will be kept strictly confidential and must not be copied, reproduced, distributed or passed to others at any time without the prior written consent of Davy.


Davy may have acted, in the past 12 months, as lead manager / co-lead manager of a publicly disclosed offer of certain securities on which Information is provided. Investors should be aware that in the past twelve months or in the next three months, Davy may have provided or may provide, investment banking services to certain companies on which information is provided and may have received or may receive compensation in relation to same. The term investment banking services includes acting as broker as well as the provision of corporate finance services, such as underwriting and managing or advising on a public offer. Davy or an associated company or some other person connected with Davy, may have an interest, relationship or arrangement that is relevant to the information. This means that a transaction may give rise to a profit for Davy, an associated company or some other person connected with Davy. We reserve the right to negotiate fee sharing arrangements with Information providers. Further information is available on request. Our conflicts of interest management policy is available at www.davy.ie.


J&E Davy, trading as Davy is regulated by the Central Bank of Ireland. Davy is a member of the Irish Stock Exchange, the London Stock Exchange and Euronext. Davy is authorised by the Central Bank of Ireland and regulated by the Financial Services Authority for the conduct of business in the UK.

Get In Touch

Relevant Links